Private wealth tracker
Know every asset you own.
Add a property and it joins your net worth, with its documents, its currency and its loans.
Demo data: a fictional household with a net worth of USD 972,500, including a lake house tracked at USD 620,000.
- 48currencies, one daily rate table
- 9languages
- CSV and PDFstatement import, scans included
- By percentageshared ownership, each owner's share
- Passkeys and 2FAto sign in
A worked example
Invented figures in US dollars. Not live, not a real account.
| Whole asset 100% | Your share 50% | Other owner 50% | |
|---|---|---|---|
| Property value | 2,000,000 | 1,000,000 | 1,000,000 |
| Loan outstanding | −1,200,000 | −600,000 | −600,000 |
| Net equity | 800,000 | 400,000 | 400,000 |
The same flat, seen through a holding company
| Marina HoldingsHeld through a holding company: your share of the flat, after its loan | 400,000 |
|---|---|
| Held personally: a cash account | 150,000 |
| Net worth: held through structures plus held personally | 550,000 |
Worked out with the same functions the dashboard uses. The names and every figure are invented.
Traceable
How a number is produced.
From a document
A deed, a contract or a statement is read into a preview. Nothing is saved until you confirm it.
In its own currency, at your share
Each asset keeps its own currency and ownership percentage, and a loan is taken off the asset it belongs to.
Converted once
One shared daily exchange-rate table brings everything into the currency you display.
With its source named
Each headline figure is tagged: calculated, live feed, from a document, or typed by you. A figure that cannot be worked out says what is missing.
Verifiable
What is in place, stated plainly.
- 01Signing in with a password needs a second step: an authenticator app or a passkey.
- 02Each person's records are separated from everyone else's at database level.
- 03Shares, advisors and the AI connector are read-only.
- 04Each headline figure says where it comes from: calculated, a price feed, a document, or typed by you.
- 05No independent audit yet. See what is and is not in place.
Pricing
A free level, and announced prices for the rest.
- FreeNet worth, holdings, banking, goals.
- PlusREIT, loans, cash-flow page, income calendar, art, family sharing, analyses.
- ProCompanies, private equity, startups, US 401(k), planning, currency bar, exports.
- ExpertExpert panels, return comparison, service charges, news, world map, brokerage tools.
See what each plan includes and which dashboard level it unlocks.
Questions
- 01
What is Opes?
Opes is where you record everything you own and everything you owe, in any currency, and see your net worth with each figure traced to its source. It is a record-keeping and reporting tool, not advice.
- 02
Does it connect to my bank?
Not yet. You upload statements or type figures, and confirm a preview.
- 03
Is there a free plan?
Yes. Free covers accounts, holdings, property and goals, with no card. Paid levels open later.
- 04
Who can see my data?
You, and only the people you share with, read-only. Opes is not end-to-end encrypted, so Opes can read stored data to total it and read statements. Opes does not sell your data.
- 05
Which languages are supported?
Nine, including Arabic written right to left.